• Welcome to Claremont Wealth

Our Services

Retirement Planning

Contemplating what we want to do in our retirement, and how much it will cost, is an obligation many of us fail to address in good time. One of the key areas that Claremont advise our clients is on retirement planning.

One of the major goals, through your working life, is to establish sufficient wealth so that when the time comes, to fully put the tools down, you have the resources to provide an income for later life. As generations change we are working longer but more importantly, living a lot longer. This ‘evolution’ places far more importance on planning for retirement.

Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets. The process simply consists of determining retirement income goals, and the actions and decisions necessary to achieve those goals.

As an independent company, Claremont can evaluate a range of retirement products from an international range of institutions. This process will ensure the best possible advice is provided.

If you have already established a retirement plan, when was the last time it was reviewed? A review of any current structure will prove invaluable in assessing whether the existing policies are on target and still hold maximum benefits. As you move around the world, keeping up to date with tax liabilities and potential benefits is crucial to ensure you are in the best position.

  • Can I save for my retirement in any currency?
    Savings structures are available in many currencies, the most desirable currencies are USD EUR & GBP and many solutions are available in these core currencies. As an international company we have the flexibility to offer savings solutions in over 30 different currencies. Our advisors will take you through all the options you have regarding base currencies for a retirement plan.
  • How much will I need as an income when I reach retirement?
    This question can only have answered after completing a full analysis, a question that helps define this figure is what you actually want to do in retirement, most of our clients tell us that they could manage on roughly 50% of their final working salary. Get in touch and we will start the process of assisting you with analysing your retirement position.
  • Should I buy an annuity?
    An annuity is meant to provide a guaranteed stream of income through a set period of time or until an annuity owner’s death. This is a key benefit but has drawbacks. Taxation of annuities upon death of the member are extremely high in some cases and can seriously affect the income a spouse or beneficiary will receive. When was the last time you had a full free pension review? If it’s been more than a year get in touch and we will take you through the process.